Schufa entry: So long as he remains
It is regulated by law, as long as your Schufa entries are allowed to remain. Nevertheless, it is advised that you check your entries regularly, as the deletion is often too late. However, always ensure what type of entry it is.
- If you have not complied with contractually agreed payments, this will be stored for three years. The time limit begins as soon as you comply with their demands.
- Once you have paid your loan back in full, the entry in exactly three years.
- If you are opening a Bank account or the conclusion of a mobile contract requests, is a message at the Schufa. This message can be a maximum of twelve months. You will, however, only takes into account 10 days after the request the information.
- In the case of termination of an account, the entry on this account must be deleted immediately.
- It should be a requirement of under 1000 Euro non-compliance, this is noted also. Once you have paid this sum but, you can have it immediately delete it.
Time limits are legally set
Schufa entry: deadlines for special cases
There are some unusual entries, for the special time limits apply.
- When you log on to private bankruptcy, this procedure lasts 6 years. After completion of the procedure the entry in the Schufa, there are still a further 3 years. Overall, this entry is a minimum of 9 years are not available.
- If you have paid as a citizen of the acquired principal debt, the entry will be deleted immediately.
- Public data, such as, for example, entries from the debtor's directories of local courts will also be stored for three years. After that, you need to be automatically deleted.
Personal Bankruptcy Entry: 9 Years
Schufa Entry: Final Word
If you know that you Schufa-entries, you should have a once per year free of charge your own credit check giveto check. Because Often the deadlines of the Schufa are not complied with.
The self-report explains
In the next tip we will explain to you whether or not you despite Schufa-entry of a mobile phone contract can.
