Phone without Schufa: What is a Schufa entry is actually?
- The Schufa is a company that mainly a composite of the German banks. It stores data about your credit rating and provides this on request to banks or companies. For privacy reasons, the Schufa must agree to information about your Person in the conclusion of the contract in writing.
- The banks have to inquire about the possibility of the credit rating of individual persons. In return, the banks inform the credit Bureau about it, if a person receives a credit or the like, or with any of these longer pays. The device of this in payment difficulties, and not paid its bills over a longer period, he receives a credit Bureau entry.
- You should get a Schufa entry you will notice the first. Only if you want to complete larger contracts, or to take out a loan, a Check is performed to your Person. In most cases, such an entry rode is only then that the light of day.
- No later than three years after payment of the debts will be erased, a negative Schufa-entry from the directory.
Mobile phone contract with Schufa-entry complete
The mobile service provider prior to the conclusion of a new Treaty in General, a credit check. The risk, which arises when contracts with insolvent persons, to be completed, is simply too large. The Internet is also a lot of dubious offers on the subject of mobile phone contract despite Schufa, therefore, there are.
- Schufa-delete: you don't Know exactly what or how many negative Schufa-entries are stored under your name, you can request a free information. A suitable application form you can find here. Should you find unauthorized entries, so you can contest this.
- Relatives: ask friends or family, whether they conclude a contract. Your grandmother, for example, no negative Schufa entry, so you can complete the contract and you settle your monthly fees.
- Alternative: you primary to the cell phone that you get with the contract, so you can purchase this yourself and with a Prepaid card. The purchase of mobile phones you can Finance a small loan, which you can get at some banks, despite Schufa entry. If this does not work, so you can also ask several friends and relatives for small loans.
- Prepaid card: A Prepaid card can buy everyone. So, you can also get a Schufa entry in a cheap rate with flat rate options. In addition, the costs for a Flat with a Prepaid providers are often cheaper than a contract.
Schufa Self-Disclosure Form
Here you can find all cheap mobile phone tariffs in comparison.
As a police clearance certificate can apply for, read in this practical tip.
