Google Pay vs. Apple Pay: This provider has the nose in front
The duel of the giants: Apple, Google, iOS against Android, Google Pay, Apple Pay. But with whom you can pay for easier?
- Availability: Apple Pay is already available in numerous countries worldwide, including the US, the UK, Switzerland, Italy, France, and Japan. In Germany, the service can not be used. Google Pay is in this country already available. Many other countries support Google's payment service.
- Credit card: Both services require a credit card from a cooperating Bank. In Germany, this Google Pay initially, Commerzbank, comdirect, N26, and Wirecard.
- Abroad: you can use Google Pay also in many other countries. For Apple Pay this is not the case. Although you can use Apple Pay here in Germany enable theGerman credit cards, but unfortunately does not provide the necessary compatibility for use abroad. The only remedy is a foreign credit card that is recommend for a longer stay, quite to here.
- iOS: you Have the right credit card, you need a matching Smartphone. Apple Pay is relatively restrictive, it only works on iPhones with iOS 8.1 and later as well as the Apple Watch.
- Android: The Google Pay requires only a minimum of Android 5.0 Lollipop and a NFC Chip. Thus, much more Android can use Phones and Tablets Google Pay.
- Data connection: The communication between the mobile phone and the payment terminal is the same for both services, NFC.
- Costs: Both provider take from you any fees for Paying by Smartphone. It is the normal fees for the use of the credit card only.
The Google Pay (Screenshot of Google's Pay)can
Where you can use Apple Pay and Google Pay?
While Google Pay already since the 26th. June 2018 is available in Germany, have to wait, Apple users still continue to. For Google Pay, the following applies: from the Start, the number of cooperating transactions is quite large.
- Apple Pay is supported by over a Million stores in the United States. The big fast food include chains like McDonalds and Subway, but also retail chains such as Lidl and Zara Apple Pay to offer. Also interesting is the option to pay in full London transport with Apple Pay.
- Similar to how Apple Pay Google Pay supports a large number of shops. In Germany these are, for Start, about, Media Markt, Saturn, McDonalds, Aldi, Lidl and Kaufland.
- Apple Pay and Google Pay to work as well in a variety of Apps and Online retailers. Shopping on the Internet is even easier.
- For the safety of both counterparties, not rags. There is no sensitive data are exchanged with the respective servers. Rather, Google will Pay Apple Pay to create a virtual card with which you pay for. The actual settlement provides you, then Google or Apple.
- But how do you authenticate? Apple provides a very easy way you pay using Touch ID to quickly and easily with your fingerprint. Google Pay also provides this function, however, only from Android 6 and, of course, only with devices that have a fingerprint scanner.
Great support from Apple Pay
Conclusion: Google Pay vs. Apple Pay
Same technology, the same shops, a similar type of authentication: Both systems are in principle quite similar and no killer features.
- The future of payment is now finally arrived on the Smartphone. At least in Germany, Google Pay has clearly the nose in front.
- When Apple Pay starting in Germany, but is currently, unfortunately, still unclear.
Tip: As you in Aldi with a Smartphone to pay, read here.
