Were Test: The First Banking App
Savings banks-in Apps on place 2 in the iOS Ranking / 1st place among all the Android Apps
The free Banking App Sparkasse is on place 2 of the first iOS Apps and tops even Android Apps. Also in the CHIP-Test put you at the top.
- The Sparkassen-App for iPhone brings, in addition to the usual functions of account management yet practical Features, such as an ATM or the Transfer by QR do Code. However, some data will not be sent to the server, which would actually be necessary. Grade: 1,8 (Version 2.5.5).
- The App Sparkasse+ was just as good a rating, and also accounts of foreign banks. So you manage all accounts with one App. But here, too, some of the data to be sent. Grade: 1,8 (Version 2.5.5).
- Android users get with the Sparkassen-App for Android the winner of the test: The function scope corresponds to that of the iPhone App, only the operation is not quite as user-friendly. And also in this App will be more data than is needed is sent, the CHIP risk-rating is still "low risk". Grade: 2,1 (Version 2.5.3).
- The App Sparkasse+ for Android brings the same Features as the iPhone App, but it as a Multi-account Manager number of other accounts manage. The amount of the sent data financial test is also critical. Grade: 2,1 (Version 2.5.3).
Safe Savings Banks Apps
So your Bank has cut off in the case of financial test
- VR-Banking for iOS (Volksbank Raiffeisenbank / Version 2.21): Note 2.4 and the Android App (Version 2.21): Note: 2,6
- ING DiBa Banking + Brokerage (iOS / Version 4.1.0): Note: 2.5 and the Android App (Version 2.0): Note: 3,0
- TargoBank Mobile Banking (iOS /Version 2.9.1): Note: 2.8, and the Android App (Version 2.9.3): Note: 3,2
- Comdirect App (iOS / Version 2.1.0): Note: 3.1 and the Android App (Version 2.0.3): grade of 3.5
- Commerzbank (iOS / Version 3.4.1): Note: 3.3 and the Android App (Version 2.3): Note to 3.6.
- Postbank financial assistant (iOS / Version 2.5.2): Note 3.3 and the Android App (Version 2.0.2): grade of 3.8
- Sparda Bank (iOS / Version 2.1.1): Note: 3.7 and the Android App (Version 1.3.10): Note: 3,4
- Other banks and all the Details you will find cost-free on test.de
Secure Banking via the App
The financial test experts agree that Banking via the App is just as secure as Online Banking.
- However, it is important that the Apps be no sensitive data to the developers or the Bank. All data should remain on your Smartphone. Very well, for example, the App "OutBank creates the".
- With the transaction number (Tan), free the Bank job. Very safe mTan, since the Tan is only on a registered Smartphone is to be sent. Safer ChipTan because the GiroCard and a Tan-generators are needed. Also, the Photo-Tan with a reading device is particularly safe.
- In addition you should the App itself with a secure password can protect. For some Apps this is a Must, others you must activate the function first.
In the large CHIP Test of the Online Banking portals , you can find detailed information on the performance of the individual banks.
