The advantages of sofort banking
The payment method of sofort banking is now no longer so very new, and when Shopping Online you will meet more and more stores that offer this method of payment.
- What speaks in any case for the immediate transfer, is the convenience.
- You don't have to go to the page of your Bank, if you want to make the Transfer.
- Just type in your account data, as well as your PIN and TAN on the Shop page and the transaction is executed on your behalf at the institution.
- This saves of course a little bit of time.
The sofort AG
The disadvantages of the transfer
- Usually, the PIN and the associated TANs are reserved exclusively to the direct communication between you and your financial institution. You alone are responsible for that, neither PIN nor TAN get into the hands of strangers.
- In the method of the instant transfer however, both your PIN and a TAN to a third party that executes the transaction on your behalf.
- Thus you are violating the terms and conditions of most financial institutions.
- Thus, you take in the event of damage, first of all the risk. Since it is a Form of payment, you can have the money back transfer.
- Furthermore, the method is not nearly as secure as online banking, you must record on their website of their own credit institution.. Fair, however, that cases of abuse are not yet known.
- Last, but not least: Do you also in advance aware, that you allow with the publication of the data to a third party able to view your account details such as your current balance or your standing orders.
The Payment Method Sofort Banking - Conclusion
- As already mentioned, you the decision. There are some financial institutions that have specifically nothing against the instant transfer.
- How this looks however, in your case, you should check on with your Bank before you apply the payment method of the sofort banking. So that you can avoid under circumstances, in retrospect, a lot of Trouble.
You should anyway prefer to use the credit card to Online Shopping, we have a few tips for the Online and Pay with a credit card for you.
