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Spotify-Premium with direct debit, pay - is that possible?

  • Feb 19, 2026
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You do not have a credit card, you can Spotify Premium, unfortunately, not by direct debit, via bill pay. We show you where you can enable the payment method and your account will need to enter data.

Spotify Premium by direct debit pay

Unfortunately, you can't pay for Spotify via direct debit, however you will be offered the service of Klarna. You then have 14 days to transfer the money to the service.
  1. Open the website of Spotify and log in to your Account.
  2. You are then taken to your account Overview. Under the "subscription status", you can now choose between "Spotify" and "Spotify Unlimited". For a comparison you can find here.
  3. Select in the next step, as the payment of the invoice (Klarna) way.
  4. Fill in (if necessary) the missing information to your Person, you will be redirected directly to the checkout at Klarna.
  5. You have completed the process, Spotify Premium or Spotify Unlimited, immediately available.
Spotify Premium on the account
What you Pay with Klarna should note, we will explain in the next tip.

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