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Online payment services provider in the comparison

  • Feb 02, 2026
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In this practice tip we introduce you to three of the largest providers of Online payment services in comparison.

1. Online Payment Service: PayPal

PayPal is with more than 230 million member accounts of the world's largest Online payment service provider.
  • Payment: your PayPal balance can be made by direct debit, Bank transfer and credit card charge. The Transfer of money to a different PayPal account usually only takes a few minutes and is done via the E-Mail address of the recipient.
  • Fees: Send money on PayPal for free is possible. The recipient must pay a fee of 35 cents plus 1.9 percent of the total amount.
  • Availability: PayPal can be used in almost all of the Online stores worldwide, and is especially due to the fast money transfers and very popular.
  • Other: PayPal can also be used to generate invoices, and collecting payments. As your transaction partner only requires your E-Mail address, your Bank and account information secret.
PayPal: Online Payment Service

2. Online Payment Service: PayPal

Giropay is an Online payment service that was founded by several German banks.
  • To pay: By PayPal, you will need a Girokono in the case of a credit institution, which supports Giropay. You will not need a separate PayPal account, but will be redirected when the payment on the website of your Bank for authentication. Here you can find a pre-filled Transfer form, which authorize you via the TAN author.
  • Fees: For PayPal, additional fees apply only for traders.
  • Availability: Giropay is supported by more than 1,500 banks and of numerous German Online stores, such as Redcoon, Saturn and Media market. The distribution does not approach however to the PayPal.
  • Other: Giropay-payments can not be undone. To find out whether your Bank Giropay, offers the provider a search function on his website at.
PayPal: Online Payment Service

3. Online Payment Services: Skrill

Skrill (formerly MoneyBookers) is a PayPal-like Online payment service, with 35 million user accounts worldwide.
  • Payment: Skrill works according to the Prepaid principle. To be able to make payments and make Transfers, you must first Deposit money. The Deposit is made by credit card or Bank transfer.
  • Fees: When sending Money to residential customers and a fee in the amount of one percent up to a maximum value of 10 euros. To traders money, free of charge, transfer. Of reception of payments for private customers free of charge.
  • Availability: Skrill is supported by a population of 135,000 Online retailers worldwide, as well as of all gambling and Gaming portals.
  • Other: optionally, each client may request the "Skrill Prepaid MasterCard", you are in the world on the on your account the money can be accessed. While the payment in Restaurants and other shops is free of charge, will be charged when Withdrawing at ATMs for a fee of 1,80 Euro. The annual fee for the "Skrill Prepaid MasterCard" is 10 Euro.
Skrill: Online Payment Service
Who carries out many transactions Online, you should be careful to only at reputable stores to shop. In the next practical tip we show you how to reputable Online stores realize.

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