GiroPay: Good Alternative to PayPal
GiroPay is a widely-used and often-used Online payment service in the German banking sector.
- Registration: For this service, you do not need to register extra. However, you need an account with one of the following banks. This account must be activated for Online Banking. Cooperating banks, postal banks, the savings banks and Volks - and Raiffeisen banks, as well as the PSD and DKB banks.
- Procedure: Select from the Online Shop payment via GiroPay, you will be prompted to enter your Bank code to enter. You can then access the Online Banking of your Bank, you need to log-in to you. In this the transfer is completed the carrier already. You have to validate, only with a TAN.
- Security: Since you will be directly forwarded from the store to your Bank, there are no security risks.
- Advantage: This service can also benefit persons under 18 years of age.
GiroPay - PayPal Alternative
SofortÜberweisung.de instead of PayPal
This service is very similar to the model of PayPal, however, is for each Person to use, regardless of the own Bank.
- Registration with this service you do not need to register. Unlike in the case of GiroPay, all German banks are supported.
- Procedures: Select the service in the Shop, you will be redirected to its Website. Here, you must also enter your Bank's routing number, so your Bank is determined. Then, you must specify your account number and your password for Online Banking. Unlike in the case of GiroPay, you will not be redirected directly to the Website of your Bank. It is only made a secure connection to this. By entering the TAN is also completed here is the Transfer for you.
- Security: In the past there have been protests against SofortÜberweisung.de The service does not execute the Transfer for you, but also check your account movements of the last three days. This is for you, while generally safe, data protection, keep this step, however, is superfluous. However, the service can be recommended due to the simplicity.
- Advantage: unlike in the case of PayPal, also minors can use this service.
Instant Bank transfer.de
BitCoin & LiteCoin: a New Alternative to PayPal
In the case of Bitcoins and LiteCoins are a digital currency that is traded in a similar as real currency. Meanwhile, Bit and developed litecoins an emerging alternative currency.
- The tokens will be generated by the computing power of computers and into real-world currencies such as the Euro conversion. How exactly are Bitcoins created and functioning, you will learn in this article.
- The major advantage of Bitcoins is the anonymity, because there is no state organization monitors the trade. Here is also a big disadvantage, however, is. The stability of the currency can not be guaranteed. Incorrectly executed Bank Transfers not cancel.
- Very few, especially small Online stores accept Bitcoins as a currency. Also, some of the shops in the scene-districts of large cities offer the payment. Bitcoins are therefore suitable rather for payment transactions between two Private people.
BitCoin: New PayPal Competitor
PaysafeCard & Co: Alternatives to PayPal
- PaysafeCard: The PaysafeCard is especially for minors without a Bank account a appropriate Online payment service. The gift cards can be used in the supermarket or petrol stations, and online via a redeem Code. Age and identity play in this form of payment, not a role.
- PostPay: In more and more Online stores will also PostPay payment offered. This is a payment service of the German Post. Address of payment and delivery way are entered at the time of registration, in the case of a payment in the Online Shop, you have to log in with your password.
- Amazon Payments: you can Buy much from Amazon, can Amazon Payments be a welcome service for you. Even if you shop at a Partner Shop of Amazon, you can process the purchase request through your Amazon account. Thus, you can be sure that you have bought at a reputable Shop and your money in case of doubt, just to get back.
- Klarna: do you Like it more classic, you can also by invoice numbers. Especially when clothes-buying, the provider Klarna finds himself again and again. This handles the purchase on the account between you and the dealer. To transfer the amount itself is not comfortable, if in doubt, always safer than any other payment method, which receives their data electronically.
PaysafeCard To: PayPal Replacement
In the next practical tip we will show you how safe PayPal really is.
