To create a virtual credit card
Many different financial service providers, such as "Entropay", "Vexcard", "Neteller" and "Wirecard" offer virtual credit cards. With some providers you will only receive the card number, the other an anonymous plastic card. The example of the Wirecard "2go VISA" we will explain to you how you can create such a credit card:
- First of all, you will need to purchase the "mywirecard" at a gas station or at the Kiosk for around 10 Euro, and with balance charging. You will then receive a no name plastic card.
- A little faster with Entropay: you have to pay the cell phone bill and immediately get your Mastercard number. A card's not here.
- The (virtual) card must then be activated. To do this, you need an Account on "mywirecard" (or Entropay) and a phone number.
- To this, you will be sent a PIN Code to verify that you are in your Account to enter. Alternatively, you can verify the card with the security code on the purchase receipt.
- Then use your card ready. Why their use is however limited at first, read in the next section.
Virtual credit card: Anonymously and instantly?
Virtual credit cards promise of immediately available funds. The right however due to:
- All providers of virtual credit cards require a Deposit from 100 Euro an identity verification via Post-ident (pursuant to the money laundering act). To purchase more expensive items, you will need to allow approximately 3-4 working days.
- As Deposit options Bank Transfer, instant Bank transfer and Baraufladung in the business (e.g. petrol station) are available to you.
- Only fees of up to 5 percent, not to fall, because for Transfers, you must schedule the time with you. Some service providers also Deposit via mobile phone to offer an invoice.
- For many providers, the card is not in use, inactive, and must be subject to a fee to be unlocked. The period of non-use varies between 6 and 14 months.
Alternative: Real credit card for free create
Credit cards need not be expensive, but can be selected almost anywhere as a payment method. Many banks, for example, the Santander Consumer Bank, we offer current accounts, free credit cards. You want to not open a new account, you will receive the Barclaycard without a Bank Account, a Visa credit card – of course also free of charge.
What to look for when Shopping Online with a credit card should note, you will learn in this article.
