HBCI: the Online-Banking process
The abbreviation HBCI stands for "home banking Computer Interface". Behind the name, you can't imagine a whole lot of. In the case of HBCI, it is an open Standard for Electronic Banking. This makes HBCI:
- With the help of the HBCI-interface is Online Banking particularly safe.
- With the HBCI chip card, a card device of your Bank and a personal reading of a secret number, you can perform your banking transactions on the PC.
- Your advantage: you require in the HBCI procedure no TAN numbers. You need a Bank Software on your PC to the Bank to carry out transactions.
- Unfortunately, you must also reckon with additional costs. So you get, for example, the card-reading equipment is not usually in vain. The devices cost at Amazon, for example, about 60 Euro.
- The "open" Standard is especially for the programmer of banks, Tools and Software interesting. You can
HBCI explained simply
Whether you want to switch to HBCI, you can weigh perhaps with the help of the following article better. We will explain how secure the mTAN procedure.
