A camera insurance - is it worth it at all?
- First, check whether your household contents insurance - if available - already your camera covers - this may be the case. In case of doubt, just ask with your insurance company and saving a lot of unnecessary spending.
- If your camera is in the suitcase and the is stolen, you can also pay a travel baggage insurance. Here, too, it is worth to ask for the exact requirements.
- Most Electronics stores when purchasing a new camera to offer an expensive insurance coverage with. This is worthwhile but only in the rarest of cases, since you need to bind often over the years.
- Ultimately, however, the value of the goods: A compact camera for 300 euros you can safely replace it cheaper new. Interesting camera insurance is only from a value of 1000, if not 1500 euros upwards.
- Depending on the provider, there is camera insurance from just 10 Euro a year contribution as in the case of mycamschutz. Some insurance companies also offer cheap letters of Protection with flexible terms for mobile electronics to protect your camera, if you want to spend your holiday insurance.
- As always with insurance, it depends on the small print, because the most expensive camera insurance is not worth it, when, of all things, your actual damage is because of any of the clauses, an exception.
- A comparison of different camera insurance can be found here.
Cameras are easy to steal
If an insurance for your Device at Amazon is worth it, you will learn in the next tip. In addition, we have tips for you to Laptop insurance.
